Browsing "Buying Miranda"
Jul 7, 2008 -

Proverbial Stone

Whew, I didn’t intend to get insurance issues sorted out today, but I did! I’m thrilled with the coverage and price I got for a ‘Globe Trotter Plus Nomad’ (love that!) policy… that includes road side assistance for the RV. One less thing to research. *Rae heaves a huge sigh of relief*

I still need to check if my plans will affect my car policy (which I’ll need to maintain with my current insurer), so I could still be in for surprises, insurance-wise, but I think the worst is over.

The fact that I will be out of Quebec for a year was a huge problem and I had to swear up and down and promise my firstborn child that I would not go to the United States for more than a couple of weeks at a time, and for no more than 6 months total, as well as pay a premium. I can’t figure out why my country is so difficult about people crossing its provincial borders for more than 6 months. I know it has something to do with the health care regimes and provincial income tax, but all of that comes out in the wash if you ask me. *rolls eyes*

Okay, so now I’m waiting for the financing to be settled. This is stressing me out, probably more than it should. It’s just that plans B through Z aren’t nearly as advantageous as plan A and could really cramp my style.

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Buying Miranda, Finances, Health, Insurance, Law and Government, Personal, Taxes, Technical, Towing and Toad    No Comments
Jul 5, 2008 -

The Count Down Begins…

Monday, I’m having my first official meeting (by phone) about financing pre-approval. I’ve done a lot of research about this, listened to both sides of the arguments, and concluded that, for me, I’m better off financing than using my savings. I have a good feeling about this lady I’ll be working with. I emailed her at 8PM tonight… and she called me from home at 9:15 to schedule Monday’s meeting. Talk about dedication to customer service.

Tuesday, the coach goes in for the mechanical inspection. Soon as I have the results from that, the owner and I are going to talk money. I’m dreading this talk. The guy put the coach on sale for 32K. It’s a gorgeous unit, quite luxurious, and as close to a brand new rig as I could have ever dreamt (I’m itching to show pictures). But the book value for this rig is only 16K. If I factor in fair market value for some of the accessories he’d be throwing in, I still don’t get at more than 18, 19K. The financing lady who has been in the RV business for many years came up with a figure of 17K, including accessories. That’s 15K less than they’re asking. Do I risk insulting them and losing out on this near perfect unit. I really don’t have much time to look for anything else. The seller said that he’s motivated, but how much so? His coach as been advertised all over the place since April. His wife is excited at the idea that the coach she loved and babied so much could pass into the hands of someone whose travels she’d be able to follow via a blog. I loathe talking money in this sort of scenario. If he was a dealer, no problem. I mean, I’m the one who got her brand new car financed at 0% for the ‘paid in cash’ price.

Auuuuuuuuuuuuuugh.

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Buying Miranda, Finances, Technical    2 Comments
Jun 30, 2008 -

Getting Closer…

The RV inspection is scheduled for a week from tomorrow. As long as there are no surprises from that, the owner and I should be able to button up this transaction with a couple of days after that.

I feel like I have a massive ball of snakes writhing in my tummy.

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