Of Taxes and Mail

The irony of socialism is that the less money you make, the better off you are financially. I have this thought every year at about this time, upon filing my taxes. At least this year, it’s in my favour. 🙂 I’m a little behind this year in getting them done seeing as the HR idiot who couldn’t care less about his job person not working in a field compatible with his personality neglected to change my address (after asking me four times for it). Kudos to my post office in Gatineau for sending the envelope on to my PO box, even though my redirect expired a month ago!

If you:

a) are Canadian
b) haven’t filed your taxes yet
c) plan to file them with QuickTax, then I would appreciate it if you bought your software through this link.

Now, let’s see how long and convoluted a process it will be to get the cheques into my grubby little hands. Hopefully, it will happen before May 1st while I am still stationary.

One thing I am learning in this first year on the road is just how important it is to have someone you can trust managing your mail. It has happened several times now that I have asked the UPS store clerk to check my box for a particular letter, with a note that I would try again in a week if it hadn’t, and to have him write me a few days later to let me know that letter was on its way. Getting my mail forwarded isn’t cheap (it has cost me anywhere from 2$ for  my T4s to 30$ when I lived in Oliver because I had to use UPS rather than Canada Post since I couldn’t trust the post office), but I much prefer to pay for a PO box than have family or a friend manage my mail for me. I still don’t know what I’ll be doing next fall, but so far the UPS store is working out just fine.

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  • If you had direct deposit, the money would be in your account within 10-14 days after you sent your tax return.

  • I’d rather wait and not have the government know exactly where my money is.

    A friend had some issues with CRA regarding her taxes. Both parties were at fault. CRA felt that she was more at fault. They had her bank account info and wiped her out. Her lawyer says that if she hadn’t voluntarily provided that info (ie. for direct deposit) they couldn’t have gotten away with that.

  • What? Wiped her out? I was certain that if you provide info for direct deposit, they can’t take money from your account without your permission. Anyway, I use an account that only this and my rent goes thru. My paycheque and my savings are in another institution.

    Console yourself. Québec is no longer the province that gets the most taxed. Guest which one…yep, Nova Scotia.

  • This is a long and unbelievable story that is 100% true. The part that is relevant to share at this point is that CRA woke up one day and realised that my colleague had made an error due to a complicated tax situation and owed them big bucks (something like 50K). She fully admitted that she was an idiot and owed the money and thought they would let her set up a repayment plan. Instead, she woke up one morning to discover that they had emptied her chequing and savings account, her RRSP, her savings bonds, her mutual funds, and they were going after her house. As I said, unbelievable and 100% true and it ended with her having to file bankruptcy and ending up in a mental institution for a few months.

    And we like to think that CRA is much more benevolent than the IRS.

    Nova Scotia now has more tax?! Wow! I’m going to do a happy dance! 😀 It’s still cheaper to drive there, isn’t it?

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