Unlike most full-time RVers, I am not living off retirement income and must still earn a living. So unlike most full-time RVers who are living their retirements, I am dreaming of mine.
When I talked to my financial planner in 2008 about the idea of going full-time, he told me that I could afford several years of wild abandon with no concern about my future, but if I wanted to be able to retire, I’d have to buckle down within five to ten years in terms of retirement contributions and, ideally, acquire a little real estate.
In a perfect world, I could wander for the rest of my life and die grinning on a tropical beach in a far flung corner of the globe, but the reverse could also be true. I could find myself sick and forced to stop my wandering ways. Property and a nest egg would provide peace of mind in future travels because I’d have the assurance that I could take care of myself if the worst happened.
So we put together a five to ten year plan that had me living in my RV, traveling the continent, and hopefully building a business. Some parts of the project turned out better than others, especially the most important one: seeing the continent.
I’ve seen enough to accept something I’ve known since the fall and which I’ve shared with a few people since then: Miranda is likely never going back on the road. It’s five years sooner than expected, but here is the reasoning behind that:
-She needs about $6,000 worth of work to pass the mechanical inspection that would allow her to be plated in Saskatchewan.
-With my income, spending that kind of money on a depreciating asset at my age is an unsound financial decision.
-Because of the damage from the 2012 accident, I was warned by my insurance company that another collision would likely result in Miranda being a write-off. The idea of spending $6,000 and having her be destroyed is terrifying. The house part of her is in excellent shape and I’d be an idiot to risk it when she is parked somewhere she doesn’t have to move (much). The thought of moving to a new residence is unappealing me because I am so comfortable here. I therefore want Miranda to continue being my primary residence for as long as possible.
-$6,000 would go a long way towards developing my property and giving me a place to retire to at a time in the future when living in Miranda will no longer be sensible.
-I have absolutely no pleasure driving a big RV anymore and the thought of never again taking to the roads in a 60′ rig fills me with relief.
-Finally, winters are getting increasingly erratic and cannonball runs south and north in the spring just don’t seem worth the effort or the expense when southern U.S. winter conditions aren’t that great anyway.
That said, my traveling days are most certainly NOT done! And, really, if $10,000 were to fall into my lap right now, I’d get Miranda back on the road. It’s something I want, but not badly enough to put myself into a pickle for it.
Now, here comes the moment of clarity that I had a few weeks ago.
I have seen a lot of this continent, but I’m always rushing through this middle section, especially on the U.S side. Much like my year in Alberta let me see a really significant part of that province, my time here could allow me to see quite a bit of the Plains.
There are so many things I want to see in the U.S. that are just a day’s drive away, like the Black Hills and Yellowstone National Park. These are things to see in summer not winter, spring, or fall, the times I’m normally traveling to this area. Now, I am perfectly positioned to go explore these places in the summer!
Not having been to the U.S. this past winter and if I don’t go there next winter for an extended trip, I would be free to take a long weekend or two this summer to explore more of Montana and the Dakotas. For next summer, I could even plan a longer trip into Wyoming!
So where I stand now is that the budget for this summer will be focused on the cabin, with a little going to tourism on the side, just enough to keep me from going crazy.
Because I am already committed to spending another winter not traveling in an RV, I am going start looking early for a job for the winter, ideally somewhere I’ve never been, and take temporary accommodation if that pans out. Can anyone help me get a job on a cruise ship?! 😀
Another thought if business continues to pick up is to drive to Mexico with just my truck and rent an apartment there for the winter. In short, there are lots of possibilities!
I am also going to be watching the classifieds on both sides of the border for a small lightweight bumper hitch trailer, similar to the Casita my friend L has, that could be towed by my truck. So my RVing days are most certainly not done, they are just in a process of reorganization!
What’s important for me is to be on the move and to see new things. I’m grateful that my travels with Miranda have enabled me to find the perfect place for me to pause for a bit while I get things in order for the next phase of this wonderful life of mine. I am really enjoying my Saskatchewan interlude, but this is not the end of the road for me, just a breather.
Even though I’m not convinced that I’ll be traveling much, if at all, with Miranda from now on, I am going to continue this blog and suspect that now that all these thoughts have finally be committed to pixels, I’ll want to start writing more regularly again. After all, I am still living in an RV and I still have lots of RV living experience to share!
Thank you again to those who are as committed to my journey as I am, wherever it leads me.Share on Facebook