Browsing "Finances"
Apr 25, 2013 -

The Longest Month Ever

Yay, it was quiet last night! It’s a little cold this morning, but definitely warmer than yesterday.

I feel like April has been interminable. No matter what way I do the math, I have more month than I do money, especially with having to adjust the gas budget upwards. It’s going to cost me almost double what I had calculated to get from Dallas to Wichita (the first time in five years that my estimates are wildly off). That combined with the vet visit has made me feel like I’m swimming in a rip tide.

I don’t know how many nights I’ll be able to stay at L’s, but I won’t be able to leave the Wichita area until a couple of days into May, when some money will be coming in.

April has been really brutal. I’ve had a number of unexpected expenses that have thrown me completely off kilter even though I had low expenses in Dallas. That’s the way it’s been all winter: I started off in great shape and was able to handle the  the unexpected expenses at first, but then they snowballed into each other and have been way more than I would have estimated.

Moreover, I’m going to be going through more propane on this last leg of the journey and I won’t be able to land in Canada the way I had expected because of this interminable winter so I suspected my May expenses are going to be much higher than anticipated.

Does anyone have a money tree seed, by any chance? :)

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Finances    4 Comments
Apr 23, 2013 -

Pauls Valley to Shawnee, OK

It was a so-so night at Walmart. Because of the lack of parking spots, a reefer parked almost on top of me (not exaggerating; he had to go out his passenger door and I couldn’t open my house door!). I couldn’t fault the driver for that. He ran the engine for a few hours in the evening, then again in the middle of the night before finally taking off around 5:00 or 6:00. So my sleep was interrupted and I gave up around 7:00.

Since I only had about an hour to my destination, I thought of just taking off, but something told me to check my email. There was a comment from Linda Sand warning me that there are two Firelake casinos in Shawnee and that she was parked at the wrong one. Since it was on route to the right one, where I had planned to spend the night, I decided to stop there first and meet her since we keep just missing each other this spring. Onsite, I could check out the RV facilities and determine the best casino to stay at.

I arrived at the first casino, Firelake Casino, around 10AM, after circling around the complex a number of times before finding the RV park. I knew Linda is a late riser, so I sent a message to let her know I was on site instead of banging on her door, then had breakfast and did some online stuff. I called the casino to ask about the RV park and after being bounced around a bit, I was told it is $15 for FHU. Good deal and a nice location, but too much for me right now.

Linda got back to me around 11:30 and I went to check out her swanky digs (WOW, the things you can do with a class B when you custom design the layout!) and we gabbed for a bit. We will be having dinner tonight.

I headed out to the Grand Casino around 2:00 and was settled into a spot and had had lunch by 2:30. Linda had warned me I would have to unhook and back in, so I was prepared. Neither event took any effort. The slots are super narrow, but there is ample room to back in and they are perfectly angled for easy entrance. The view out the back is of a muddy creek, but the view from the desk is half into a bedroom window (I’m keeping that curtain closed!), one quarter onto an RV wall, and one quarter to the big rig parking lot.

In exchange for signing up for the player’s club, I get three nights with power and water and access to a dump station (each additional night is $25). With the player’s club, you get free keno, 10 entries to a draw, and $10 in match play (so you put $10 in the slot machines and they give you 10, but not on progressive machines). I have never played keno, but for the chance to win $100, I will try it out!

Three nights with power will be much appreciated since it is super cold and overcast. I’m running out of propane, so I have to ration until I find a place to fill and am grateful I can run the electric heater.

Gas prices in OK are much cheaper than in TX, to my surprise. Thank goodness for that. My gas mileage the last two days has been the pits and I’ve had to adjust my gas budget from $600 to $900 to get back to Canada from Dallas. *sighs* I’m just glad I’m not paying Canadian prices for fuel!!! Here, fuel is about $3.20 ($0.85/litre) a gallon and average Canadian prices are $4.90 ($1.30/litre) a gallon. So to fill the motorhome here (50 gallons), it’s $160 and to fill it in Canada would be $245!

I wish I could have had just one more month in the US to avoid getting back to Canada in this frigid soupy mess. I’m afraid that that’s what I’ll remember most about my winter, the cold humid last days rather than the hot sunny days walking barefoot along the beach with palm trees rustling in the background. Those days already feel like they belonged to another life. :(

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Boondocking/Dry camping, Countries, Electricity, Finances, Nice Folks, Oklahoma, Propane, Social, Technical, Travel, USA, Weather    8 Comments
Apr 22, 2013 -

Update On Buying Gas At the Pump in the US With a Canadian Credit Card

Two years ago, I posted a trick for buying gas at the pump in the US with a Canadian credit card when they ask for a zip code. I’m happy to report that this trick still works!

All you have to do when asked for your zip code is put in your postal code numbers, plus 00. In my case, it’s now 14800. I’ve had a 100% success rate with this trick since I left Quebec.

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Countries, Finances, Travel, USA    1 Comment
Apr 21, 2013 -

Two Last Days in Dallas

Saturday, I headed out to ‘the ranch’, an RV community where Ms. Cinnamon keeps her rig. Most folks there have a structure with living space plus a covered area for the RV. It is operated condo style where everyone owns their plot of land and they share the operating costs for the common areas. I got some ideas for my RV pad should I ever develop it.

I knew about this place because one of my very few nemeses bought property there some time ago and is one of her neighbours. What a small world; huh? Thankfully, I didn’t run into him!

For lunch, we stopped at the Eastern Buffet in Lindale, a good all you can eat place that even had some (pretty bad) sushi. But it was rice and seaweed, so I gladly ate it. :)

It was good to get out of the rig so I could separate myself from Bitha and steel myself for the inevitable that evening.

Today, Ms. Cinnamon invited me out for lunch and then to run errands. She said we could go anywhere for food. I wasn’t feeling well and had a bit of an upset tummy, so I wanted to go for something familiar and comforting. I therefore suggested we go back to Bistro B and I ordered the lemongrass chicken again. This time, I specified that I wanted lots of lemongrass and the meal ending up being doubly delicious from the last time. YUM. For dessert, Ms. Cinnamon got us the boba ice coffee, for which there are no words to express its deliciousness. It’s really strong coffee with condensed milk and tapioca pearls. Mmm!

We then went next door to an Asian market where I stocked up on staples, like rice (said casually, but check out the picture and caption of it below…), sushi vinegar, sesame oil, and rice noodles.

Next, we headed over to Sam’s club, where I had never shopped. I got a few things on my list and was irked that they do not take Visa. Ms. Cinnamon paid (thank you!) and I stopped at the ATM upstairs to get some cash to pay her back.

I picked up a few more things at Walmart and then we headed out to Costco. I am definitely going to be getting a Costco card. I’ve been debating it since last summer and I’m doing it! They also don’t take Visa, grr, but I had cash so that was fine. I didn’t need much more by then and had reached the end of the budget anyway, but I got an incredible deal on cheese (more details below). Ms. Cinnamon and I split a package of two fresh baguettes, so that’s what I’ll be having for a very light supper later.

I’m wiped from all that shopping and grateful that Ms. Cinnamon prefers to be the driving. I haven’t taken my truck out once since I got here!

My sewer hose is too short to dump, so we’ll be going to an RV place first thing in the morning to get another section and a coupler. And then it will be time to take my leave of this place and head out into the frigid plains. Oh, Texas, I will miss you.

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Countries, Finances, Nice Folks, Restaurants, Shopping, Social, Texas, Travel, USA    5 Comments
Apr 12, 2013 -

Still in Dallas

I can’t believe it’s already Friday. I thought I’d be on my way to Kansas by now! My host is in absolutely no hurry to get rid of me (thank you!) and the weather up north is so iffy. I might as well hang out a few more days. I have to say that I really like Dallas. It just feels like a more accessible city driving-wise than did San Antonio. Then again, I’m not doing any driving here. :)

Today is an at home day working on projects. Ms. Cinnamon has a tentative field trip planned for tomorrow.

I had to call the bank holding my RV mortgage to make some changes to my account. In the past, such changes have had to be made in person at a branch, but then they started to accept signed faxes. Today, they accepted a scanned document sent by email! It’s so nice to see business practices finally moving into the 21st century. I had tried the fax route using a free ‘fax from your computer’ service and the bank got the fax, but not the signature for some weird reason. I was able to use my wonderful printer to not only scan the signed document, but also email it.

For some reason, the address change I made last year didn’t stick, so they still had me living in Dawson City. The lady was delightfully confused about my Alberta mailing address and North Dakota telephone number. Ah, the life of a wandering nomad!

I checked the balance on the loan and it is more than half paid, which makes sense since I’m at about the halfway mark in payments. It’s really exciting to finally be on the right side of the loan. If a worst case scenario happened, I’d now be able to get out of this loan and have enough left over for a decent down payment on another used rig. Not that I would want this to happen!!!!!

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Communications & Electronics, Finances, Printer, Technical, Texas, Travel, USA    6 Comments
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